Wednesday, May 31, 2017

1)Post Office GDS | Minimum Cut off % | Some question answer view here|

2)Cut Off % For Different States | Post Office GDS | Odisha Post Office GDS Result Analysis  view here
3)Committee to Enquirer Serious Issues Against ST Employees Should Have Minimum of Two Members from ST Community Read more Read more

Tuesday, May 30, 2017

GDS Compassionate engagement Order : Department of Posts. : Latest Order.

Date : 30.5.2017

GDS Compassionate engagement Order : Department of Posts.

GENERAL SECRETARY , NAPE GROUP 'C' CHQ LETTER TO SECRETARY , DoP for consideration 100% Compassionate Engagements of GDS is furnished below.

GENERAL SECRETARY , NAPE GROUP 'C' CHQ LETTER TO SECRETARY , DoP for consideration 100% Compassionate Engagements of GDS

The stamp has been around since 1840, but production techniques have evolved considerably since that time. Learn all about the making of stamps and the secure features they often contain today to protect them against fraudClick here to view. 

2)Important Documents on Gandhi’s Assassination Missing from Official Records, Reveals RTI Read more

3)"India Post Payment Bank"Airtel Payment Bank" "PayTM Payment Bank" ComparisonClick here to view

Monday, May 29, 2017

BSNL plans satellite phone service for all in 2 yearsRead more

2)Migration to 5G will be challenging for India: Experts Read more

3)Cognizant layoff plea closed in favor of sacked staff: Govt Read more

5)Applicability of Central Civil Services (Revised Pay) Rules, 2016 to persons re-employed in Government Service after retirement and whose pay is debitable to Civil Estimates/ Fixation of pay of State Govt.Employees on their appointment in Central Govt, subsequent to the implementation of CCS (Revised Pay) Rules,2016Click here to view

6)Implementation of Government's decision on the recommendations of the Seventh Central Pay Commission - Revision of pension of pre-2016 pensioners/family pensionersclick here to read

7)Staff selection: Replace IBPS with regional recruitment boards, says bank bodyRead more

8)Indian IT Is Not Down – But It Massive Job Creating Machine IsRead more

Saturday, May 27, 2017


Gramin Dak Sevak Result 2017 GDS result GDS Merit list cut off ग्रामीण डाक सेवक all Circle Result 2017 Click here to know more.

2)Staff selection: Replace IBPS with regional recruitment boards, says bank bodyRead more
3)Indian IT Is Not Down – But It Massive Job Creating Machine IsRead more

Friday, May 26, 2017

India's Longest Bridge, Built For Tanks, To Open In Assam Today: 10 Facts Read more.
2)GST rollout: Tea, milk powder, coffee to attract lower tax rate, set to get cheaperRead more

Thursday, May 25, 2017

The Cabinet Secretary  has fixed date of 1st June, 2017 for perusal of the report of the Allowances Committee by the Empowered Committee  Click here to view..
2)Fixing Very Good as Benchmark for granting MACP is not acceptable Click here to read

Tuesday, May 23, 2017

No, Google’s Not a Bird: Bringing the Internet to Rural IndiaClick here to read

2)With top IT firms laying off professionals, the IT-software industry was hit the most with a 24 per cent fall in hiring in April: SurveyClick here to read

Monday, May 22, 2017

As lay-offs in IT industry rise, creating new jobs in the digital era will call for a new education systemRead more
2)Fake Rs 2,000 notes printing racket busted in Dhaka; NIA suspects Pakistan linkRead more

Saturday, May 20, 2017

1)Recommendations of 7th CPC on the benchmark for the purpose of MACPS-withdrawal of DoPT’s OM dt. 28.09.2016 is not feasible(clarification reg.) Click here to view
2)The Empowered Committee of Secretaries (E-CoS) is expected to convene next week to ponder on the 7th CPC recommendations before being presented before the Union Cabinet for their nod.Read more
3)How to rescue your PC from ransom-ware Read more
4)Pay Fixation in 7th CPC - Important Clarification on Promotion/MACP between from 01.01.2016 to date of notification Read more
6)Admissibility of flexi fare/dynamic fare on performance of journey in Shatabdi /Rajdhani /Duronto trains: ClarificationRead more
5)Directorate Instructions on Hardware failure or lost cases after migration to the new network  Read more
6) Cancellation of Postman/Mailguard Direct Recruitment Examination held on 11.12.2016 in TN Circle  Read more

Thursday, May 18, 2017

Dear Divisional Secretaries 
It is learnt that some of the DDOs are rejecting our declaration stating that letter of authorisation is not endorsed with SR's signature. Click here to view clarification issued by Directorate.

Wednesday, May 17, 2017

No 7th CPC Allowance then-No Agenda for NAC, the date fixed by DoPT should be postponed - Staff Side JCM Read more
5)Pension Arrears Calculator as Per New Formulationclick her to view
6)Family Pension Calculator based on New Option I by arriving Notional PayClick here to view
7)Notional Pay and Pension Calculator as Per New FormulationClick here to view

Tuesday, May 16, 2017

Modifications/changes in the MNOP Click here to view our letter.Click here to view our letter..
2)Cyber-attack alert! Who is responsible? What is WannaCry ransomware? How can it affect India?Click here to read ans
3)When even judges can't understand judgmentsClick here to read.
4)RBI asks taxpayers to pay dues in advanceTo read click here. 

Monday, May 15, 2017

DOP has taken the decision to block Google/Gmail and the Associated subdomains up to 18th May to start withRead more
2)IT dept launches online facility to correct errors in PAN and AadhaarRead more
3)The WannaCry ransomware attack has spread to 150 countriesRead more.
4)The charge of Director General Postal Service to the Senior most Member, PSB, Ms Meera HandaClick here to View the order

Sunday, May 14, 2017

Pension Fixation on Notional Pay in Pay Matrix – Pre 2016 Pension Revision Order IssuedPension Fixation on Notional Pay in Pay Matrix – Pre 2016 Pension Revision Order Issued Click here to view the order
2)Income Tax (IT) Department simplifies linking PAN with Aadhaar for taxpayers using Income Tax India website.No need to login or be registered on the E-filing website for linkingClick here to view

3)Date of next increment in cases where Govt servants are not able to Join posts in a particular grade pay on Promotion/appointment on 1st January of a year due to Sunday or Gazetted HolidayClick here to view

4)Clarification regarding admissibility of flexi - fare in Shatabdi /Rajadhani / Duranto While availing LTC : DoP OrderClick here to view the order
5)Police suspect postal recruitment racket, during the preliminary investigation, had traced the location tower and identified the cell phone number used from Haryana..Read more

6)Why Duplicate PAN Cards Are Not as Big an Issue as the Modi Government Claims Read more.

Friday, May 12, 2017


The Supreme Court Order Sentencing Justice Karnan to Six Months’ Imprisonment Sets A Wrong PrecedentRead more

2)After Narendra Modi’s infra push, about a quarter of 1,201 projects valued at Rs16.9 trillion were delayed as of January, down from 43% two years backRead more

Thursday, May 11, 2017


2)Addendum SB order No.06/2016 - Change of Procedure on issue of KVPs & NSCs from 01.07.2016TO VIEW PLEASE CLICK HERE.


Wednesday, May 10, 2017

The Narendra Modi administration’s recent moves in healthcare demonstrate how failing to anticipate these consequences results in poor policiesRead more 

2)Revision of guidelines for considering placement under TBOP/BCR SchemesClick here to view order of the Dte. 

3)India’s manufacturing policy will soon be overhauled with the objective of creating more jobs in an environment where technology is rapidly replacing labour, commerce & industry minister Nirmala Sitharaman said on TuesdayRead more.

Tuesday, May 9, 2017

While Pay Commission’s report is put on the Public Domain after its submission to the government, why these reports are kept secret”, the Staff Side asked(Proceedings  of the Standing Committee meeting of the National Council)Read more'
2)Today SG FNPO  met the  Chairman  Postal  Board,  Member  (O) and  Member  (P).
Outcome of the meeting: Chairman agreed to convene staff side meeting shortly to finalise the issue of cadre restructuring.  
3) Little hike in fitment factor will make minimum wage rise substantially, will Modi Cabinet do it? Read More
4) Cabinet approves modifications in pay structure, pay matrices :Financial ExpressRead More

Monday, May 8, 2017

The Cabinet has now approved further modifications in the pay structure and the three Pay Matrices, i.e. Civil, Defence and Military Nursing Service (MNS). The modifications are listed belowRead more
2)GST roll out: 10 goods and services that will become more expensive after July Read more
3)Government plans lower I-T slab, free health check-ups for women Read more
4)Banking Regulation Act: President likely promulgate an ordinance Read more
5)No one can build Aadhaar users' profile Read more

Sunday, May 7, 2017

According to a report, the allowance committee has suggested minor modifications in some allowances that are applicable universally to all employees as well as certain other allowances which are applicable to specific employee categories Read more
2)The biggest privacy risk is your smartphone-Read more
3)E-platform for govt staff soon to report sexual harassment Read more 

4)Flight tickets may get costlier as govt plans hike in passenger service feeRead more

Friday, May 5, 2017

Issues discussed in the standing committee meetingRead more

2)CGHS – Frequently Asked Questions on Central Government Health Scheme – Ministry of Health and Family Welfare issues a latest compilation of FAQ on CGHS

1. Who are entitled for CGHS facilities

a. All Central Govt. employees and their dependant family members residing in CGHS covered areas.
b. Central Govt Pensioners and their eligible family members getting pension from Central Civil Estimates
c. Sitting and Ex-Members of Parliament
d. Ex-Governors & Lt. Governors
e. Freedom Fighters
f. Ex-Vice Presidents
g. Sitting and Ex-Judges of Supreme Court & High Courts
h. Employees and pensioners of certain autonomous organizations in Delhi
i. Journalists (in Delhi )Accredited with PIB
j. ( for OPD & at RML Hospital)
k. Delhi Police Personnel in Delhi only
l. Railway Board employees

2. In how many cities CGHS is presently operative?

CGHS facilities are available in 25 cities in India

1. Ahmedabad 2 Allahabad 3 Bengaluru 4 Bhopal 5 Bhubaneshwar 6. Kolkata 7. Chandigarh 8 Chennai 9.Dehradun 10.Delhi & NCR 11.Guwahati 12. Hyderabad 13. Jabalpur, 14. Jaipur 15 Jammu 16. Kanpur 17. Lucknow 18. Meerut 19. Mumbai 20. Nagpur 21 Patna 22.Pune 23. Ranchi 24. Shillong 25. Thirruvananthapuram

3. For CGHS cards , as dependent , what is the meaning of the word “family “

The term ‘family’ means and includes:-
a. “Husband or wife as the case may be and other dependant family members.
b. Dependant Family Members: parents, sisters, widowed sisters, widowed daughters, minor brothers and minor sister, children and step-children wholly dependent upon the Government Servant and are normally residing with the Government Servant”.
Also now included , dependent divorced / separated daughters ( including their dependant minor children) and step-mother.
c. The term dependency means that income from all sources including pensions and pension equivalent of DCRG benefit is less than Rs.3500/- plus amount of DA on Basic pension of Rs3500/- per month.
d. However, there is no such clause as dependency in respect of spouse.

4. What is the procedure to register with the CGHS?

a. Pensioners:
b. One can get a CGHS card made from the office of AD / JD of the City.
c. Forms can be downloaded from CGHS Website or can be taken from office of AD / JD of city.
d. Documents required
i. Application in prescribed format
ii. Proof of Residence
iii. Proof of Stay of dependents
iv. Proof of age of son
v. Disability certificate, if any in case of sons aged 25 & above, who would otherwise cease to be a beneficiary.
vi. Photos of eligible family members
vii. Surrender Certificate of CGHS Card while in service ( only in those cases where CGHS Card was issued while in service)
viii. Attested copies of PPO & Last Pay Certificate
ix. Draft for required amount towards CGHS contribution – in the name of ‘P.A.O., CGHS New Delhi’ in Delhi-and in the name of ‘AD, CGHS of the city’.
x. In case PPO is not ready for any reason there is option to get a provisional card on the basis of Last Pay Certificate.
xi. The data is entered through computers and entered in data base and a print out is issued same day for immediate use. Plastic cards are subsequently sent to the residence of the card holder by post. e. Serving employees:-
Serving employees submit the forms in prescribed format enclosing photos of eligible family members and submit to the Ministry / Department/Office , where he / she is employed. The application form shall be forwarded by the Ministry / Office /Department to the office of Addl. Director CGHS of city for preparation of card.
Print out is issued for immediate use.

5. Are CGHS facilities free of cost?

For serving employees residing in CGHS covered area obtaining CGHS card is compulsory
Deduction from salary is made by the department, every month, depending upon their pay w.e.f 1st June 2009
Grad Payw.e.f 1st June 2009 Contribution
Upto Rs.1650 /-Rs. 50/-
Rs.1800/-, Rs1900/-, Rs.2000/- , Rs.2400/- and Rs.2800/-Rs.125/-
Rs.4600/-,Rs.4800/-, Rs.5400/- Rs.6600/- Rs.325/- and Rs. 7600/- and aboveRs. 500/-
Pensioners who want to avail CGHS facilities can make contribution either on yearly basis or one time ( ten yrs ) contribution for whole life validity.
Payment can be made by Demand Draft in favour of “ P.A.O. CGHS Delhi” if in Delhi or “ Additional Director of the CGHS City “
Contribution in respect of Pensioners are calculated on the basis of grade pay they are entitled had they been in service , but for superannuation.

6. What is the system for the services of specialists in Dispensaries?

Prior registration is required appointment with the CGHS Wellness Centre, where specialist services are available. However, In case of emergency contact CMO i/c of dispensary of Wellness Centre for consulting specialist without prior appointment.

7. Is there any interactive mechanism at dispensary level?

At the Wellness Centre ‘Local Advisory Committees’ are formed. CMO i/c holds a meeting with Local Advisory committee members to discuss local dispensary related issues.

8. How long does it take to get the CGHS Cards?

Normally computerized printout of index card is issued on the same day. Plastic cards are sent to the residence in ‘3’ weeks time.

9. Whom Should I approach in case the CGHS Card is not issued to me in the prescribed time?

Contact Joint Director (HQ), CGHS, Bikaner House, New Delhi in case of Delhi and Addl. Director of City in case of other cities.

10. What should I do if I lose my CGHS Cards ?

Application is to be submitted to AD/JD along with two photographs and a IPO for Rs. 50/- for issue of duplicate card.
Indian Postal Order payable to “ P.A.O. CGHS Delhi” if in Delhi or “ Additional Director of the CGHS City “ in respect of other cities

11. What should I do if the details on the Card viz. name, date of birth, entitlement, etc. are wrong?

Kindly bring the anomalies to the notice of Joint Director, CGHS (HQ), and Bikaner House in Delhi and to the Addl. Director, Joint Director of concerned CGHS City in other cities.

12. Is there a colour scheme for plastic cards? What are the details?

CGHS Plastic cards have the following colour at the top:
i. Serving Government employees – Blue
ii. Pensioners, ex-MPs , Freedom Fighters, etc., – Green
iii. Member of Parliament – Red
iv. Beneficiaries of Autonomous Bodies / Journalist – Yellow

13. I retired in 1998 from Central Govt. but, I never made a CGHS card. Can I get a card now?

Pensioners can apply for CGHS card with relevant documents.

However, the subscriptions as applicable at current rates shall have to be paid.

14. My husband/wife is also employed under Central Government and is eligible for a separate CGHS Card. Is it necessary that separate cards are to be obtained?

No. Spouse drawing higher pay shall make the card and other spouse is eligible to avail CGHS benefits as member.

15. My husband / wife retired in 2002. He /she was paying CGHS subscription every year. After his death can I get Card on my name. Do have I to pay extra. Shall I get Life Time Valid card ?

Yes, the ownership of card can be transferred in the name of spouse on submission of required documents. Addl. Director of concerned city shall transfer the ownership of Card in the computer Data base and same CGHS plastic cards with same Beneficiary ID can be used
a. No extra payment to be made, in case of life time cards.
b. However in other cases one has to pay 10 years subscription for life time card
For example, if the spouse had contributed for seven years before he expired , balance payment for the remaining three years is to be paid for a life time card.
c. Documents required : Application in prescribed format Proof of Family Pension with its break up from Bank Prescribed contribution if, card is not for life time

16. How to transfer CGHS card from one WC to other in the same city?

d. If there is any change in residential address , CMO i/c may be approached with proof of residence for transferring the data from one Wellness Centre to another in the same city. CMO i/c of the new Wellness Centre will accept the data of transferred card.
e. In respect of serving employees the request is to be forwarded by his/her office / department.

17. I am CGHS beneficiary at Kanpur. Visiting Mumbai for 6 months. Can I get CGHS facilities at Mumbai .Can same card of Kanpur continue or a separate card to be made. From where to get permission for the same?

Subsequent to computerization no separate permission is required and CGHS card is valid for availing facilities from any CGHS Wellness Centre in India. For any assistance , Addl. Director of the city may be contacted.

18. Who is competent to delete name of sons who have crossed age of 25 years?

CMO i/c of Wellness Centre is competent to delete the name of son aged 25 yrs and above. Computer system does not allow sons aged 25 and above to avail medical facilities.

19. After retirement in 2007 I got a Life time Pensioner CGHS card made in Delhi. Now I am shifting to Dehradun. Can I use the same card. Do I pay again?

Pensioners shifting from one CGHS covered city to another, will have to apply to the Addl. Director of concerned city for transfer of card. The card shall be transferred online and a receipt will be issued to the beneficiary , on the basis of which , Addl. Director of new city ( say Dehradun) shall receive the data. Same Plastic cards and same Ben ID will be valid. No contribution is required to be paid in respect of pensioner beneficiary  holding life time cards.

20. I live in Gurgaon but my office is in Saket. Can I avail facilities from both the places because it is convenient for me.

Yes. Subsequent to computerization CGHS facilities can be availed from any Wellness Centre in India.

21. Is there any age limit for sons / daughters as dependent in CGHS Card ?

f. Son is eligible till he starts earning or attains the age of 25 years or gets married whichever is earlier.
g. However, in case the son is suffering from any permanent disability of any kind (physical or mental) he is eligible for CGHS benefits even after 25yrs .
h. Disability means blindness, low vision, leprosy-cured, hearing impairment, locomotor disability, mental retardation, mental illness.
A disability certificate from Medical Board is required.
i. Daughter is eligible till she starts earning, or gets married, whichever is earlier (irrespective of age)

22. Are step-children allowed CGHS facilities?

Yes. If they are dependent on card holder: other conditions as in case of dependent sons and daughters.

23. Can dependent in-laws be included under family members for CGHS facilities?

A lady Government servant will be given a choice to include either her parents or parents –in-law for the purpose of availing the benefits under CGHS subject to the condition of dependence and residence, etc., being satisfied. Such option is not available for male Government servants

24. Me and my wife are both central Govt. employees and have dependent brothers / sisters and parents. Can we make separate cards and include family members?

Yes. Both Government employees have the option to make CGHS Contribution and obtain Two separate CGHS cards and the names of the eligible dependent family members can be included on their respective cards. Your wife can include the names of her parents/ brothers / sisters and such other eligible dependents in her card, subject to the condition of dependence and residence, etc., being satisfied.

25. Can the CMO or the pharmacist give a different brand than the one prescribed by the specialist?

Medicines are issued at CGHS Wellness Centres by the same brand, if available or by generic name or by any available brand name of equal therapeutic value.

26. What is the procedure for getting life saving drugs ?

In Delhi- through CGHS Medical Store Depot, Gole Market The documents required are:-
i. Prescription of specialist. of Govt. Hospital or CGHS approved private Hospital.
ii. Photocopy of his/ her token card/ plastic card.
iii. Copy of permission if his prescription is from CGHS approved private Hospital.
iv. Utilization certificate in original during subsequent visit.
v. Indent is also placed online through CGHS Wellness centre.
vi. In other cities request is to be submitted to the Addl. Director of City.

27. What should I do if the Wellness Centre/Dispensary does not give all the medicines?

Contact CMO i/c of the concerned Wellness Centre or Addl. Director, CGHS of concerned city or Director, CGHS.

28. How long does it take to get the medicines ?

Medicines available in the dispensary are issued immediately.
If any medicine is not available and is to be indented through Authorized Local Chemist the same are issued on the next day.

29. Are the prescription of specialists of empanelled hospitals binding on the dispensary ?

Medicines are issued on the basis of prescriptions of government doctors. However, in permitted cases medicines are issued on the basis of prescriptions of empanelled hospitals and medicines will be issued as per the available brand / generic names.

30. What is the maximum period for which medicines can be given in one go ?

i. For treatment of Chronic illnesses medicines up to  3  months are issued in one go , provided there is a valid prescription.
ii. In case of a beneficiary visiting a foreign country , medicines upto ‘6’ months are issued in respect of cronic illnesses , based on valid prescription and documentary support of visit to a foreign country.
Beneficiary is required to submit an application for obtaining permission from AD/JD along with the following
Copy of valid CGHS card/ token card.
Valid prescription for six months counter signed by HOD of Specialty of Govt. Hospital.
Proof of station leaving like ticket, Visa etc.

31. If some medicines like antibiotics are urgently required and are not available at CGHS Wellness Centre what can be done?

In case some medicines are not available and are urgently required for treatment , there is provision for issue of authority form by CMO i/c for collection of medicines, for a few days like 3-5 days, directly from authorized local chemists .

32. How to get a drug if same is not available in WC & also not supplied by Chemist(ALC)?

j. Beneficiary, after authorization by CMO i/c can purchase such drugs from open market & claim reimbursement from ALC.

33. What should beneficiary do, if he/ she notice some deterioration in the quality of drugs?

He /she should return the medicine to WC & get replacement. Samples can be sent for testing through CMOI/C.

34. My father is a cancer patient and after operation is bed ridden. Doctors have advised Protein powder. Can I get from CGHS?

Dietary supplements are not permissible under CGHS.

35. Is Pen fill Injection provided under CGHS ?

Insulin pen is not supplied under CGHS. But, Insulin pen cartridges are
supplied under CGHS

36. What do I do if I am unwell at odd hours, say late in night?

CGHS beneficiaries have the option to go to any of the 24 hr functional dispensaries in Delhi, a nearby govt. hospital / empanelled private hospital or even any private hospital , in case of emergency.

37. Whom should I contact if the doctors are not present in the Wellness Centre / Dispensary?

Contact CMO i/c of the concerned Wellness Centre or Addl. Director, CGHS of concerned city or Director, CGHS.

38. In emergency who are all entitled to get treatment at Pvt Empanelled Hospital ?

Any beneficiary holding a Valid CGHS card.

39. What should I do in case of emergency?

CGHS beneficiaries have the option to go to any of the 24 hr functional dispensaries in Delhi, a nearby govt. hospital / empanelled private hospital or even any private hospital

40. What are the papers to be submitted for any investigation by an empanelled diagnostic centre?

i. Original or self attested copy of prescription of CGHS Doctor / Government specialist
ii. Copy of CGHS Card of the patient and main card holder (head of family).

41. What are the criteria for Entitlement of Treatment endorsed on CGHS Card like General ward / Semi-Pvt ward or Pvt. Ward in CGHS Empanelled Hospitals?

Endorsement of entitlement for general/semi- private/private ward facility is done according to their basic pay / basic pension as under :
Upto Rs. 13,950/- per month – Entitlement : General Ward
Rs. 13,960/- to 9,530/- per month -Entitlement: Semi-private Ward
Rs. 19,540/- and above – per month – Entitlement : Private Ward

42. Which are the categories eligible for cashless treatment?

Hospitals shall provide credit facility to the following categories of CGHS beneficiaries (including dependent family members, whose names are entered on CGHS Card):
Members of Parliament; Pensioners of Central Government drawing pension from central estimates;
former Vice-presidents, Former Governors and former Prime Ministers;
Ex-Members of Parliament;
Freedom Fighters;
serving employees of Ministry of Health & Family Welfare (including attached / subordinate offices under the Ministry of Health & Family Welfare)

43. What should I do if the empanelled hospital refuses to entertain or give a step-motherly treatment?

Contact CMO i/c of the concerned Wellness Centre or Addl. Director, CGHS of concerned city or the nodal officer for grievances.

44. I am a serving employee of an autonomous body, holding CGHS card. Who will give me permission for treatment on the recommendation of Govt. specialist?

Permission for specific treatment procedure as advised by a Govt. Specialist at private empanelled hospitals shall be granted by the Head of Autonomous body in respect of serving employees as well as pensioners of Autonomous bodies covered under CGHS.

45. What is the time within which my medical claim is to be reimbursed?

If all documentation is complete medical claims of pensioners are cleared in 45 days.

46. What can I do if my claim is unnecessarily delayed?

Pensioner beneficiaries can contact the Additional Directors of concerned city / zone on any Wednesday between 11 A.M. and 1 P.M.

47. I am a CGHS Pensioner.My wife was admitted in pvt hospital in emergency state. How to get reimbursement of money spent on her treatment?

Apply to CMO I/c of WC with :
MRC forms duly filled in as per Check list
Copy of Discharge summary
Hospital bills with break-up
Receipts in original
Copy of the valid CGHS Card
Copies of other documents issued by hospital
MRC forms are available with CMO I/c and can also be downloaded from
CGHS Website
Serving employee in similar cases shall submit the medical claim to his department.

48. My original papers having bills, Receipts of hospital treatment are lost. Can I claim on duplicate papers?

Yes.With affidavits on Stamp paper.Details of Draft for Affidavit may be seen in the instructions sheet appended to Medical Claim Form available at  CGHS website .

49. My husband/wife was a CGHS card holder. He/She was sick and died while in hospital. How do I get MRC?

Apply to CMO I/c of WC with :
iii. MRC forms duly filled in as per Check list
iv. Copy of Death summary
v. Hospital bills with break-up
vi. Vouchers in original
vii. Copy of the valid CGHS Card
viii. Death Certificate
ix. Affidavit on Stamp paper of yourself being Legal Heir and
NOC from other legal heirs in favour of claimant
x. Copies of other documents issued by hospital
Draft for affidavit may be seen in the instructions sheet appended to the Medical Claim Form available at CGHS Web site at

50. I retired in Dec 2011. Due to certain reasons I had to go to my native place in Uttranchal and could not make pensioner’s CGHS card. In May 2012 I came to Delhi and had Heart attack. In emergency I was treated in pvt hospital.  I got CGHS Card made after discharge but I have been refused reimbursement of the expenditure incurred.

After retirement three months grace period is given to get CGHS card made.
The treatment taken and expenditure incurred thereon within the grace period of three months from the date of retirement will be allowed and expenditure reimbursable subject to the condition that the beneficiary has either obtained or applied for CGHS pensioner card with all documents and requisite CGHS subscription within one month of expiry of the grace period of three months.
The expenditure on treatment taken after the grace period of three months from date of retirement will not be reimbursable unless the beneficiary has obtained a valid CGHS card or has applied for CGHS pensioner card with all documents and requisite CGHS subscription prior to taking such treatment.

51. I went to Hyderabad to visit my son and had fracture of leg bone. I received treatment from a pvt hospital. Shall I get full reimbursement?

Reimbursement for treatment taken in a private hospital under medical emergency shall be considered as per CGHS rates only.

52. Is treatment for IVF reimbursable?

IVF treatment is approved under CGHS. The details may be seen as per Office Memorandum Z.15025/5/2011/CGHS III/CGHS(P) dated 22.11.2011 , which can be downloaded from CGHS Website

53. Are ambulance charges reimbursable?

Yes. Ambulance charges are reimbursable within the city , if there is a certificate from treating doctor that conveyance by any other mode would definitely endanger patient’s life or would grossly aggravate his/her condition.

54. I have a Medi-claim Insurance Policy. Due to emergency received treatment in a pvt hospital. Some amount was paid by Insurance Co. can I get balance from CGHS ?

Yes. First Bills are submitted to Insurance Company.Duplicate bills with certificate from Insurance Company may be claimed from CGHS by Pensioner CGHS beneficiaries.CGHS shall consider reimbursement at CGHS rates or actual whichever may be less. However, the total reimbursement from both sources should not exceed actual expenditure. Serving employees shall submit claim to department for reimbursement.

55. I submitted MRC for Rs. 1 Lac 20 thousand but I was reimbursed only Rs. 45,800/-. Why total amount was not reimbursed?

Government has no agreement with private hospitals , which are not empanelled under CGHS for charging CGHS rates. However, if treatment is undertaken at private non- empanelled hospitals under emergency , reimbursement will be limited to CGHS rates or actual, whichever may be lower. Since, non empanelled private hospitals often charge at rates different from the CGHS rates there will be difference in the amount reimbursed if the private hospital charges are higher than CGHS rates.

56. I want to get my Cataract Surgery done at Pvt empanelled hospital ?

How can I get it done Beneficiaries are required to obtain advice from a Govt. Specialist / CMO i/c for Cataract surgery. Pensioners can apply to CMO I/c of WC for permission to obtain the treatment at one of the empanelled hospitals of his /her choice. Serving employees to apply to his / her Department / office.

57. Is it necessary that the Govt specialist should write ‘referred to CGHS empanelled Hospital’ for obtaining permission?

Advice of Government specialist is required only for the specific treatment procedure / investigation to be undertaken. There is no need to specifically refer to any empanelled hospital/ diagnostic lab. It is the choice of beneficiary to under treatment / investigations at any of the empanelled hospitals / diagnostic laboratories after obtaining permission from competent authority.

58. CMO Incharge does not refer me to Pvt. Hospitals on my request?

As per CGHS guidelines there is no provision for OPD referrals to
private empanelled hospitals except in satellite towns of NCR

59. I am an accredited journalist with CGHS Card Can I seek treatment in Pvt. empanelled Hospitals in emergency and get credit facility?

No. Journalists are entitled only for OPD treatment from dispensaries and treatment from Dr.RML Hospital. Journalists are not entitled for reimbursement for treatment from empanelled hospitals.

60. What are the facilities available to me if I am a pensioner in a non CGHS area ?

xi. Pensioner residing in non- CGHS covered areas have the option to become CGHS beneficiary and avail CGHS facilities from the nearest CGHS covered city.
xii. Pensioners residing in non-CGHS areas have also the option to avail Fixed Medical Allowance of Rs300/- per month and opt not to avail CGHS facility.
xiii. Pensioners residing in non-CGHS areas have also the option to avail Fixed Medical Allowance of Rs300/- per month for OPD treatment and obtain CGHS card from nearest CGHS covered city for inpatient facilities under CGHS. No OPD medicines shall be issued in such cases.
xiv. CGHS pensioner beneficiaries (and their dependant and eligible family members) who are holding a valid CGHS Card and residing in a non-CGHS area shall be eligible to obtain inpatient medical treatment and also follow up treatment from Govt. Hospitals / CS(MA) /ECHS approved hospitals on proper referral from CGHS dispensary and submit the medical reimbursement claim to the Addl.Director/ Joint Director of CGHS of city where the CGHS card is registered.
1. In case of medical emergency , treatment may be obtained from any hospital and medical claim shall be submitted to AD/JD , CGHS of the concerned city.
2. Reimbursement shall be limited to the CGHS rates of the city where the card is registered and as per the
ceiling rates and ward entitlements or as per actuals, whichever may be less.

61. I am a serving employee residing in a place close to a city covered under CGHS. Can I get CGHS card issued from the nearest CGHS city?

There is no provision to avail CGHS facilities in respect of serving government employees residing in non-CGHS covered areas. They are covered under CS(MA) Rules 1944.

62. I have retired from Delhi. Now I want to settle in a city where no CGHS facility is available . How to cover my family for medical care?

Pensioners are eligible for CGHS facilities and can obtain CGHS card from the nearest CGHS covered city.